Ursys connects processing, point of sale, integrations and reporting into one system that's shaped to how your business already runs — including programs that can take your card processing cost to nearly nothing.
No contract to see numbers. No switching cost. Most merchants are live in under a week.
Effective card processing rate under a compliant dual pricing program
Funding on batches closed before 9pm ET, including weekends
POS, accounting, e‑commerce and vertical software integrations
Median time from signed agreement to first live transaction
Move three sliders. You'll see your current cost, what the same month looks like on each Ursys program, and what dual pricing would leave in your account instead.
Everything here is calculated in your browser. Nothing is sent anywhere until you ask us to send you the breakdown.
Estimates are fine. We'll confirm the exact numbers against your statement.
On dual pricing, you'd keep
more per year than you're keeping now.
Reply to that email with a recent processing statement — a photo of page one is enough — and we'll rebuild this with your real numbers, including interchange, assessments and every fee your current processor buried in the middle pages.
We start with how you sell, how your customers pay, and how your team operates — then assemble the stack around those answers. Pick a business type to see what that looks like.
Tips, splits, coursing and a bar tab that stays open all night. Your POS should handle a rush without a manager override, and your card fee shouldn't eat the tip line.
Every piece works on its own and every piece works together. Take what you need now; the rest is already wired for when you grow.
Nothing here requires replacing what already works. If your kitchen software is good, we build around it.
Direct processing across all major card brands with transparent cost structures — including dual pricing, interchange plus and flat rate.
Countertop, handheld, self-order and full restaurant or retail systems, configured to your menu, floor plan and workflow before it ships.
A gateway, hosted checkout, invoicing and payment links that share one set of customer records with your in-person sales.
Connections into the software you already run, plus a documented API when you'd rather build the experience yourself.
One dashboard across every location, terminal and channel — batch detail, product mix, staff performance and deposits that reconcile.
A named account team, chargeback response handled for you, and monitoring that flags unusual activity before it becomes a loss.
Four steps, each with a person attached to it. You'll know who is doing what and when.
Send a recent processing statement and we rebuild it line by line: interchange, assessments, markup, PCI fees, batch fees, and anything else sitting in the middle pages. You get the real effective rate, whether or not you move.
How your team takes an order, where the line forms, what your back office needs on Monday morning. That conversation decides the hardware, the software, the integrations and the pricing program — in that order.
Terminals come programmed with your menu or catalog, your tip settings, your receipt, your signage. We install, train your staff on their real workflow, and stay on site through the first live shift.
New location, new sales channel, a POS integration nobody built yet. Your account team already knows your setup, so changes take a call instead of a new application.
Card data never touches your systems in a form that's worth stealing. That's true on day one, at no extra cost, on every program.
Validated at the highest level, with annual assessment and quarterly scanning handled on our side.
Card data is encrypted in the reader and replaced with a token before it ever reaches your network.
Redundant processing paths, plus store-and-forward on terminals so a dropped connection doesn't stop a sale.
Chip, tap, mobile wallets and pay-by-bank on every terminal we ship, with liability shift protection.
Kept every month across three locations. The dual pricing rollout took one staff meeting and a set of table signs, and we've had maybe four questions from guests since.
From signing to running our first Saturday. They programmed all forty of our SKUs before the hardware shipped, so nobody on my staff had to build a catalog at 11pm.
Our shop management software, the payment terminal and the invoicing all talk to each other now. I stopped rekeying totals into two places, which was costing me an hour a day.
Yes, when it's run correctly. Dual pricing displays a cash price and a card price for the same item, which the card brands permit in all fifty states, and it's the same model gas stations have used for decades. What matters is the execution: clear pricing at the point of decision, correct signage, a genuine cash price, and disclosure on the receipt. We handle the compliance setup and confirm the rules for your state and industry before you go live.
In practice, most merchants see a handful of questions in the first week and almost none after that, because the card price is disclosed before the customer commits rather than added at the end. A small share of customers switch to cash or debit, which costs you nothing either way. If it doesn't fit your customer base, we'll tell you during the design call and quote you an interchange plus program instead.
Then you don't run it. Roughly a third of our merchants are on traditional interchange plus pricing because it suits their customers better. The calculator on this page will show you those numbers too. Our position is that you should see the real cost of each option and pick, rather than be steered toward whichever one pays us more.
Usually not. We integrate with over sixty platforms, so in many cases we change the processing underneath and your staff keeps using the same screens. We only recommend new hardware when your current system is genuinely limiting you, and if we do, we say exactly why.
No long-term commitment and no early termination fee on our standard agreement. Hardware can be purchased outright or included depending on the program. If we've earned the account, we'd rather keep it by continuing to be useful.
Median is six days from signed agreement to first live transaction. Underwriting is typically same-day for standard risk profiles. Complex builds — multi-location, custom integration, or a POS migration with historical data — run two to four weeks, and you'll get a dated plan before you commit.
Tell us how you sell and send a recent statement. You'll get a rebuilt cost analysis and a proposed system design — hardware, software, integrations and pricing — before anyone asks you to sign anything.
One business day response. A person, not a sequence of emails.
A payments engineer will reach out within one business day. If you have a recent processing statement handy, reply to the confirmation email with a photo of page one and we'll have your rebuilt analysis ready before the call.